Studies show that consumer financial literacy is low worldwide. These deficiencies translate into financial behavior, generating measurable economic costs. The research also shows that this risk is greater for women. They are the ones who consistently score lower on financial literacy tests. But despite this, the research suggests that the financial behavior reported by women is not significantly different from that of men. It is not known what mechanism leads women to close the competence gap with men between literacy and financial behavior. The scientific goal of the project is to investigate this mechanism and design instruments to measure literacy and financial behavior that are not subject to gender-based error.

The aim of the project is to build an international network of cooperation of institutions involved in vocational education in the field of exchange of knowledge, experience, good practices as well as to support activities to improve the quality and efficiency of vocational education and training, increase its impact and relevance at the international level. The assumptions of the project are also in line with the idea of providing learners and employers with tools, advice and initiatives focused on the creation of a European framework for vocational education and vocational preparation alliance. The target group of the project includes vocational education institutions, partner networks in the area of VET, labor market institutions and employers and employees of the above institutions. Products developed are:

MODULAR online training to support the “soft” competencies identified by employers as essential for graduates entering the job market. Based on research in EU countries, the following thematic areas were selected: change management, communication, work organization and teamwork;

QUESTIONARY – monitoring the fate of vocational school graduates, developed based on the experience of project partners;

INTERNATIONAL STRATEGY – of vocational education institutions at the EU level based on the exchange of good practices, completed study visits to selected countries and cooperation during European Skills Week 2021 and 2022.

Preparation of information and teaching materials for teachers for self-learning (Edu-kit) to help them gain competence in promoting socio-economic learning in their schools. The project also aims to connect the economics community and teachers (adults), through the development of a European-wide educational platform on which the materials will be placed to help overcome the fear of economics. The materials developed under the project will provide teachers with the opportunity for dialogue and multifacetedness through: microeconomic and macroeconomic approaches, comparison of different economic schools (neoclassical, Keynesianism, others), social, ethical and political influences in economic formation and thinking. The project also aims to promote the European dimension of economics, interculturalism through the exchange of information in an international partnership of 7 countries.

The Erasmus for Young Entrepreneurs program is a cross-border exchange program that gives future or budding entrepreneurs the opportunity to learn from experienced entrepreneurs running successful small businesses in other European Union countries. The experienced entrepreneur passes on his/her knowledge and experience during the stay of the so-called “Young Entrepreneur” at his/her premises for a minimum period of 1 month. The host entrepreneur has the opportunity to look at his/her business from a new perspective, as well as gain opportunities to cooperate with foreign partners and deepen his/her knowledge of new markets The program is aimed at aspiring entrepreneurs who are seriously thinking about starting their own business or who have started a business in the last three years and experienced entrepreneurs running small or medium-sized businesses in one of the European Union countries. What participation gives you: The Erasmus for Young Entrepreneurs program helps future European entrepreneurs acquire the skills and knowledge they need to start or run their own successful business in Europe. Novice entrepreneurs meet and exchange knowledge and business ideas with experienced entrepreneurs with whom they stay and work with.

The aim of the project is to create international innovative mechanisms (advisory, financial) to support the mobility of people in the EU labor market for the unemployed 35+, mainly long-term unemployed in 6 partner countries: Poland, Italy, Ireland, Belgium, Spain, Greece. The project has developed: an online platform (job portal) for matching job seekers and employers; guides for job seekers and employers in the healthcare and IT industries in Europe; a network of contacts of regional and national job search agencies and HR companies; tools in the form of guides and procedures tailored individually to each user of the platform.

Project based on concentrated, socially and economically significant research topics (debt literacy) piloting a set of solutions aimed at significantly increasing the scale, level and quality of scientific research in the area of ​​social sciences and humanities in the field of economics and management conducted at the Faculty of Administration and Economics (WAiE) WSEI in Lublin as part of the newly established Interdisciplinary Debt Research Workshop and active involvement of external stakeholders in this activity and sharing research results with a wide group of recipients for whom they are of fundamental importance, whereby sharing will also take place through education.

Project effects:

• establishment of a research unit
  • Interdisciplinary Debt Research Workshop Establishment of at least four interdisciplinary,
• international research teams
  • Conducting at least four pioneering research projects devoted to:
    • Gender gap puzzle in debt literacy. Why are women less debt litterate than men?
    • From debt literacy to financial market participation or conversely? The causality dillema.
    • Predatory lending and public attitudes towards lending entities. Consequences for prospects before lending industry.
    • How to avoid debt fragility. Does it make sense to apply financial taining to children?
• Obtaining a catalogue of research problems from the economic environment
• Preparing scientific publications
• Developing and creating infographics that summarize key research results in an understandable way
• Preparing popularizing texts for the media
• Preparing blog entries
• Expanding the functionality of the www.mrso.pl website
• Creating two edugraphics.